Wise

Closing the account does not close the file: money-laundering and tax rules keep identity and transaction records for years, and “where permitted by law” covers the rest. The stickiest holds are the statutory ones no request can move.

THE FINE PRINT IN FULL →

ID verification

Wise routes identity checks to:

• Veriff PURE VERIFIER PROCESSOR THEIR STATED RETENTION Up to 3 years default for biometric embeddings. Clients can set shorter.

Provider terms from their published policies, read August 2026.

DÆTRAX is a personal data accountability ledger: a dated record of which companies hold your personal data, what you asked them to do about it, and what they claimed in reply. Track Wise on your record →